Payroll | Human Capital | Workforce

It pays to simplify.

A comprehensive set of payroll services are available to you with Altera. Simple to use. Easy to implement. All in one place. Done. Just like that.

Payroll & Taxes

Do you have one person handling payroll, deduction, tax, and benefits questions?

Easy does it. Being both web- and cloud-based, our system offers streamlined processes and easily accessible employee information. Our flexible platform allows for customization, as well as simple reporting and tracking. And we’re a registered reporting agent with the IRS. So there are no surprises.

Time & Labor

Is your time and labor system efficient or is it costing you time?

Don’t let your system get the best of you. Get one that effectively tracks employee time, attendance, vacation, and accruals. One that’s web-based with access via a multitude of electronic devices. One with GPS capability that syncs to payroll and has a simple to use time clock. One that saves you time and money.

Compliance

Are you confident you’re 100% compliant?

Altera offers assurance of healthcare compliance with ACA, COBRA, and Workers Compensation Audits. We offer Affordable Care Act tracking tools and consulting. Our system tracks data and generates forms and employee notifications. We cover COBRA compliance from hire through to termination. And we track qualifying events, too, sending notifications and handling payments.

The one place for managing everything.

Imagine having all the benefit management tools you need in one convenient place. Now stop imagining. It’s all right here.

HR Consulting

Do you wish you had access to a knowledgeable support staff?

Wish granted. Our streamlined process gives you access to real, live, knowledgeable assistance as well as real-time access to employee information. Being web- and cloud-based, reporting and tracking is simple. As is customization. And we’re also a Registered Reporting Agent to the IRS. No, you’re not dreaming.

Data Management

Does your insurance broker already have all the data needed to give you a quote?

Can we interest you in the answer, “Yes”? Our system offers data management skills that are off the charts compared to others, and can seamlessly communicate with third-party vendors like accountants, 401K providers, and benefit providers.

Benefits Administration

Do your payroll system and benefits services play nicely with each other?

They can and they will with Altera. We offer fully integrated benefits, payroll, and HR, with intuitive automated enrollment systems. Everything can be seamlessly bundled.

Health insurance
FSA and HSA
Workers Comp and COBRA
Property and Casualty Insurance
401K Administration
Life, Disability, and Dental

It’s time you experienced full coverage.

When we say we have everything you could possibly need in one place, we do mean everything. Including insurance. Everything. That’s our thing.

Health Insurance

Do your quoting and implementation procedures need a good check up?

You’re one contact away from having Altera on the case, offering quality comprehensive treatment for whatever ails you. We offer 30 different competitive carriers and turn-key solutions.

Medical
Dental
Vision
Group Life
Long- and Short-Term Disability
Long-Term Care
Supplemental Benefits
Buy/Sell Key Man Insurance

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, N.A.

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, resulting from the merger of Cadence Bank, N.A. and State Bank and Trust Company which closed on January 1, 2019. You will continue to receive the same great service by the same great people you know and trust. While there will be very few changes to your everyday experience at Altera, you may benefit from the expanded banking products, services and locations available through Cadence Bank. We look forward to serving you with equal care and commitment as a subsidiary of Cadence Bank.

Read the press release

Investment and Insurance Products:

Are Not a Deposit
Are Not FDIC-Insured
May Go Down In Value
Are Not Guaranteed by the Bank
Are Not A Condition to Any Banking Service or Activity
Are Not Insured by Any Federal Government Agency

Everything you need. Nothing you don’t.

It pays to simplify.

Do you have one person handling payroll, deduction, tax, and benefits questions?

Is your time and labor system efficient or is it costing you time?

Are you confident you’re 100% compliant?

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, N.A.

Disclaimer

Everything you need.
Nothing you don’t.