Welcome to
Above and Beyond.

We’re in the above-and-beyond business. The everything-you-need-in-one-place business. The make-your-job-easier-like-no-one-else-can business. Now that we’ve added insurance to our impressive array of business solutions, we’re ready to be your go-to resource for all your payroll and benefits needs.

What's in it for you?

Convenience. A company with a stellar reputation. A vastly knowledgeable partner who completely has your back.

  1. Above
    and Beyond

    Bending over backwards is what we do. Having the right answers to your HR, Insurance, and risk management needs all in one place.

  2. Stellar

    Success rarely happens overnight. Ours has been built on a bedrock of satisfied clients who we’ve provided savvy advice to for years.

  3. Solid Partnership
    and Deep Experience

    Because we’re partners with Cadence Bank, we meet all the standards offered by large providers, while delivering the high-level service expected from a small company.

What does Altera offer?

Everything you need in one place. One point of contact. All of your HR solutions. That’s what we mean by above and beyond.

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Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, N.A.

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, resulting from the merger of Cadence Bank, N.A. and State Bank and Trust Company which closed on January 1, 2019. You will continue to receive the same great service by the same great people you know and trust. While there will be very few changes to your everyday experience at Altera, you may benefit from the expanded banking products, services and locations available through Cadence Bank. We look forward to serving you with equal care and commitment as a subsidiary of Cadence Bank.

Read the press release

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Investment and Insurance Products:

  • Are Not a Deposit
  • Are Not FDIC-Insured
  • May Go Down In Value
  • Are Not Guaranteed by the Bank
  • Are Not A Condition to Any Banking Service or Activity
  • Are Not Insured by Any Federal Government Agency


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