Everything you need.
Nothing you don't.


It pays to simplify.

A comprehensive set of payroll services are available to you with Altera. Simple to use. Easy to implement. All in one place. Done. Just like that.
Payroll & Taxes

Do you have one person handling payroll, deduction, tax, and benefits questions?

Easy does it. Being both web- and cloud-based, our system offers streamlined processes and easily accessible employee information. Our flexible platform allows for customization, as well as simple reporting and tracking. And we’re a registered reporting agent with the IRS. So there are no surprises.

Time & Labor

Is your time and labor system efficient or is it costing you time?

Don’t let your system get the best of you. Get one that effectively tracks employee time, attendance, vacation, and accruals. One that’s web-based with access via a multitude of electronic devices. One with GPS capability that syncs to payroll and has a simple to use time clock. One that saves you time and money.


Are you confident you’re 100% compliant?

Altera offers assurance of healthcare compliance with ACA, COBRA, and Workers Compensation Audits. We offer Affordable Care Act tracking tools and consulting. Our system tracks data and generates forms and employee notifications. We cover COBRA compliance from hire through to termination. And we track qualifying events, too, sending notifications and handling payments.

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, N.A.

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, resulting from the merger of Cadence Bank, N.A. and State Bank and Trust Company which closed on January 1, 2019. You will continue to receive the same great service by the same great people you know and trust. While there will be very few changes to your everyday experience at Altera, you may benefit from the expanded banking products, services and locations available through Cadence Bank. We look forward to serving you with equal care and commitment as a subsidiary of Cadence Bank.

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Investment and Insurance Products:

  • Are Not a Deposit
  • Are Not FDIC-Insured
  • May Go Down In Value
  • Are Not Guaranteed by the Bank
  • Are Not A Condition to Any Banking Service or Activity
  • Are Not Insured by Any Federal Government Agency


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